Terms of Service

    Last Updated: 2026

    Welcome to physioscholar.co.nz ("the Site"). These Terms of Service ("Terms") govern your use of our website and content. By accessing or using this Site, you agree to be bound by these Terms. If you do not agree, please do not use the Site.

    1. Acceptance of Terms

    By accessing and using physioscholar.co.nz, you acknowledge that you have read, understood, and agree to be legally bound by these Terms of Service and our Privacy Policy. We reserve the right to modify these Terms at any time, and such modifications will be effective upon posting to the Site. Your continued use of the Site following any changes constitutes your acceptance of the revised Terms.

    2. Site Purpose

    physioscholar.co.nz is an informational and educational resource providing reviews, comparisons, and guides about online casinos available to players in New Zealand. We are NOT a gambling operator, casino, or betting platform. We do not accept wagers, manage player accounts, or facilitate gambling transactions. The Site exists solely to provide information, analysis, and recommendations to help users make informed decisions about online casinos. We do not operate, endorse, or control any third-party casino platforms referenced on this Site.

    3. Age Restriction

    You must be at least 18 years of age (or the minimum legal gambling age in your jurisdiction in New Zealand, whichever is higher) to access and use this Site. By using physioscholar.co.nz, you represent and warrant that you meet this age requirement. We do not knowingly permit access to persons under the legal gambling age. If you are under 18, you are prohibited from using this Site.

    4. Disclaimer

    The information, reviews, ratings, and recommendations provided on this Site are for informational purposes only and are not guaranteed to be accurate, complete, or current. While we strive to provide reliable content, casino terms, bonuses, features, and availability may change without notice. We are not responsible for any inaccuracies, omissions, or outdated information. You must independently verify all information directly with the relevant casino operator before making any decisions or entering into any agreement. We do not warrant that any information on this Site is error-free or that it will meet your specific needs. Your reliance on any content is at your own risk.

    5. Affiliate Relationship

    physioscholar.co.nz may earn affiliate commissions and referral fees from online casinos and gambling operators featured or recommended on this Site. This creates a financial incentive that may influence the content, placement, or selection of casinos we promote. We disclose this relationship transparently so users can make informed decisions. The presence of an affiliate relationship does not constitute an endorsement of safety, legality, or quality, and does not change our commitment to providing honest, balanced information. All recommendations should be evaluated independently.

    6. Intellectual Property

    All content on physioscholar.co.nz, including text, graphics, logos, images, and software, is the intellectual property of physioscholar.co.nz or its content providers and is protected by New Zealand and international copyright law. You may not reproduce, distribute, modify, or transmit any content without prior written permission. Unauthorized use of Site materials may violate copyright, trademark, and other applicable laws. Limited personal, non-commercial use is permitted for viewing and personal reference only.

    7. Limitation of Liability

    TO THE MAXIMUM EXTENT PERMITTED BY NEW ZEALAND LAW: physioscholar.co.nz, its owners, operators, employees, and affiliates shall not be liable for any direct, indirect, incidental, consequential, special, or punitive damages arising from your use of the Site, reliance on information provided, or access to third-party casino platforms. This includes but is not limited to loss of profits, data, or opportunity. We are not liable for any gambling losses, account issues, bonus disputes, or transactions conducted with third-party operators. Some jurisdictions do not permit limitation of liability; in such cases, our liability shall be limited to the fullest extent permitted by law.

    8. Governing Law

    These Terms of Service and your use of physioscholar.co.nz are governed by and construed in accordance with the laws of New Zealand, without regard to its conflict of law principles. You agree that any legal action or proceeding arising from these Terms or your use of the Site shall be subject to the exclusive jurisdiction of the courts of New Zealand.

    9. Changes to Terms

    We reserve the right to modify, amend, or update these Terms of Service at any time without prior notice. Changes will be effective immediately upon posting to the Site. Your continued use of physioscholar.co.nz following any modifications constitutes your acceptance of the updated Terms. We encourage you to review these Terms periodically to remain informed of any changes. If you do not agree with modified Terms, you must discontinue use of the Site.

    10. Contact

    If you have questions, concerns, or complaints regarding these Terms of Service or the Site, please contact us at:

    Email: legal@physioscholar.co.nz

    We will endeavor to respond to all inquiries promptly.